1EASY TO USE: Savings challenge binder allows you to choose when to deposit money into the envelope, whether it is daily, weekly or monthly, allowing you to adjust your savings goals based on your income. 2IDEAL TOOL: Savings challenge binder makes saving money fun and easy, perfect for individuals who are careful with their finances and ideal for effective financial management. 3WIDELY APPLICABLE: savings challenge binder can be used if you are saving for a car, a dream vacation, paying off debt, a special occasion or any other financial goal. 4PREMIUM MATERIAL: The savings challenge binder is made of premium PVC material, durable and not easy to tear or damage. 5REUSABLE: Complete the challenge, erase the challenge card and start over, easy to clean and reuse. 1 x Budget Binder 1 x Sticker