From the moment your products delivered it will be covered for accidental damage and any mechanical/electrical faults not covered by the manufacturers warranty. Cover is for UK residents who are over 18 years old. No added costs when making a claim no excess to pay or any charges for parts. labour or callout. Easy to make a claim by phone or email. If your product cant be repaired. it will either be replaced or well issue an Amazon e-gift card to the value of a replacement. Cancel anytime: Full refund within 45 days if no claim has been made. pro-rated refund thereafter less claim costs. For full product description. please read the Insurance Product Information Document and policy terms and conditions by following the link(s) provided. Please note that another insurance product which has different terms might be available on our website when accessed on a laptop or desktop PC. Combines 8 functions: emergency whistle. flintstone. cutter. compass. thermometer. rescue umbrella rope. LED light. high decibel personal alarm. Personal Alarm--It can make a 130dB loud sound to draw people's attention. it can effectively scare attackers in danger and seek people around for help. Magnesium Rod and Stainless Steel Cutter--A convenient. safe and reliable field fire tool. not afraid of humid environment. The stainless steel cutter can be used to scrape magnesium rods to fire or cut items. Multi-purpose Seven-core Umbrella Rope--You can adjust the size according to your wrist.The total length is about 95cm-100cm and can withstand 250 pounds. can be used for repairing clothes. fixing items. fishing lines. hemostaand hammocks. Good Helper--It is a powerful and necessary tool for outdoor travel survival and lifesaving.It also have pratical LED light .it is a good helper in the dark. lighting in emergency. flashing for survival.